4 Ways to Beat FOMO


It’s 5 o’clock on Friday, and you’re calling it quits. For days now, you’ve been mentally preparing yourself for a relaxing, low key, and low cost weekend. Ever since Christmas, your Mint app has been throwing shade at your spending habits, so you decided that it would be best to lay low for a little while.

So on your way home, you stop and grab only the essentials and start gearing up for a cozy weekend in. But just as you, Ben, & Jerry are about to hit up Netflix, you receive a text:

“Hey! We’re all heading downtown for Drew’s birthday, come out!!”

Immediately, you become overwhelmed with temptation. You start contemplating which outfits you could wear, how long it would take you to get ready, which bars might have drink specials. When all of a sudden, your annoying– yet rational– conscious intervenes, and reminds you… you’re broke.

So, reluctantly, you decline on the birthday bash. And it’s back to Plan-A. Only, what formerly felt like a hot date with Cherry Garcia, now feels like the result of a first date gone bad.


When FOMO strikes, it’s easy to give in to it’s wicked ways. You could spend the rest of your weekend sulking around your apartment feeling sorry for yourself and feeling left out, or you could change your mindset.

The next time you’re convinced that everybody else in the world is out having fun, while you’re wasting away on your couch, try one of these clever techniques to help combat FOMO and help you feel at peace about your decision to stay in and save money.

1. Embrace JOMO (The Joy of Missing Out)

It’s 2019. You spend the majority of your time online, tuned in, and in the know. Take advantage of the opportunity to be alone and to disconnect. Take your mind off money and embrace missing out. Disconnecting is a form of self-care!

2. Look & Plan Ahead

Save your pennies for something more meaningful. Research shows we’re often happier anticipating an event, like a vacation, than we are during or after it. Crazy, right?!

So, go ahead– get your laptop out and start planning for your next great adventure! And while you’re at it, start saving for it too! To make saving money as easy as possible, the Peak app allows you to automate your savings, directly towards your goals.

With Round-ups, save your spare change. Or, with Schedule Saves, schedule automatic transfers from your bank account directly into your peaks.

3. Set Your Alarm

While your buddies are wasting away their Saturday in an alcohol-induced slumber, make it a point to set your alarm, wake up early, and get. stuff. done.

“Before the rest of the world is eating breakfast, the most successful people have already scored daily victories that are advancing them toward the lives they want.” ― Laura Vanderkam, “What the Most Successful People Do Before Breakfast”

By the end of the day Saturday, you’ll feel much more accomplished than your friends will, that’s for sure!

4. Be Grateful

Take a look around. Your life is pretty great! Take a moment to be thankful for all of your good fortune– opportunities seized, and opportunities missed. Not only is gratitude good for the soul, but it’s good for your finances, too.

By trying out these almost too-obvious tactics, you’ll enjoy a night in and save yourself some shame from your Mint app.

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